What is an SIP Calculator?

SIP Calculator is a tool which facilitates the investor to calculate the estimated future value of the systematic monthly investments made in the mutual fund scheme. This tool assumes that your expected rate of return is constant over the selected investment period, which may vary with your actual investments made in real time.

How does SIP Calculator work?

Inputs required by the SIP Calculator:

• Monthly SIP amount: The investor needs to input the monthly investment amount.
• Investment Period: The investor needs to select the number of years for which they would like to make the monthly investments in a mutual fund scheme.
• Expected Rate of Return: The investor also needs to feed in the expected rate of return that one may expect on an annual basis.

Output:

The SIP Calculator would consume the inputs provided by the investor and would give them the estimated Future value of the systematic monthly investments made by the investor and the Expected return the investor may earn over and above the investments made by the investor.

SIP Calculator Illustration:

Let's assume that an investor wants to invest Rs. 10,000 on a monthly basis for a period of 10 years that will give them an expected rate of return of 12% p.a.

The following will be the inputs for using SIP Calculator:

• Monthly SIP amount: Rs.10,000
• Investment Period: 10 years
• Expected Rate of Return: 12% p.a.

This will provide the investor with the estimated Future value of investments, Monthly investments made by investor and the expected returns earned:

• Total estimated Future value of investments (A): Rs.23,23,391
• Total Monthly investments made by investors (B): Rs.12,00,000
• Total Return earned by the investor (A - B): Rs.11,23,391

Basis the estimated Future value of investments and Expected return, the investor may change the Monthly SIP amount or Investment Period or Expected Rate of Return in order to attain the desired Expected returns that an investor wants to achieve over the given period of time.

SIP stands for Systematic Investment Plan

Disclaimer: This calculator is meant for investor education and awareness purpose only and shall not be considered as any recommendation to make investments in the schemes of Angel One Mutual Fund. Please consult your financial / tax advisor(s) before taking any investment decisions.

Mutual fund investments are subject to market risks, read all scheme related documents carefully.